LifeFriendSurance – Disclaimer

LifeFriendSurance, LLC (“LifeFriendSurance,” “we,” “us,” or “our”) is a community-support platform that helps individuals and families prepare for final farewell costs through Roundup contributions, voluntary gifting, and shared community support. We are not an insurance company, financial institution, investment advisor, or fiduciary entity, and we do not sell insurance policies or financial products.

LifeFriendsurance does not issue payouts to individuals, does not treat contributions as deposits or investments, and does not provide financial, legal, or tax advice. Our service exists solely to help campaign holders and their communities build a dedicated farewell fund in a secure, transparent, and compassionate way.


How Contributions Work

All contributions made through LifeFriendsurance—whether through Roundup spare-change, direct gifts, or final-farewell item gifting—are held securely on behalf of the campaign holder. These funds are allocated exclusively toward approved final farewell items or services.

LifeFriendsurance acts only as an intermediary, transferring campaign funds:

  • To a licensed funeral home, cremation provider, or other approved final farewell service provider selected by the family

  • To our qualified pre-need partner, where funds are placed into the partner’s secure, interest-bearing accounts.

Funds are never disbursed to campaign holders for personal use.

We do not invest contributions or earn interest on them. Any interest earned through pre-need partner accounts is governed solely by the partner’s policies and belongs entirely to the campaign holder under those policies.


Partnership With Pre-Need Providers

When a campaign holder chooses to transfer their accumulated Roundups or gifts to one of our pre-need partners:

  • Funds are placed into the partner’s secure, interest-bearing accounts, where applicable

  • The campaign holder gains direct access to the partner’s customer portal

  • They can track balances, view statements, monitor account growth, and verify disbursements

This partnership ensures complete transparency, clear tracking, and responsible application of funds.


Post-Final Farewell Support

For 30 days following the final farewell, supporters may contribute through a dedicated support page.
These contributions are transferred directly to the designated family—not to the campaign holder and not for pre-need purposes.


Verification & Protection Measures

To protect supporters, families, and the integrity of the platform, LifeFriendsurance requires:

  • A valid government-issued ID for each campaign holder

  • Confirmation of the departed loved one (when applicable)

  • Any additional documentation reasonably needed to verify authenticity

These safeguards help prevent misuse and ensure contributions serve their intended purpose.


Security & Data Protection

LifeFriendsurance uses bank-level security, trusted payment processors, and encrypted card and bank-connection systems.
All customer data is protected and used only as described in our policies.
We do not sell, trade, or misuse personal information.


Limitations of Responsibility

While we prioritize security, care, and transparency, LifeFriendsurance cannot be held responsible for:

  • Decisions made by families or service providers after funds have been transferred

  • Misunderstandings between donors and recipients

  • Third-party delays, errors, or service issues

  • Incorrect or incomplete information supplied by campaign holders

  • Changes made by a pre-need provider after receiving transferred funds

We encourage open communication between supporters and campaign holders to ensure clarity.


Transparency for Donors

To help maintain trust:

  • Donors should review campaign details before contributing

  • Donors may contact the family or campaign holder to confirm intended use

  • LifeFriendsurance facilitates contributions and transfers but does not regulate recipient decisions after disbursement

We remain available to assist with concerns whenever possible.


Purpose of This Disclaimer

This disclaimer clarifies that LifeFriendsurance is a Roundup-enabled preparation and gifting platform, created to help families manage final farewell expenses with dignity, compassion, and community support. We do not provide insurance policies, investment products, legal advice, or financial management services.

LifeFriendsurance may update this disclaimer to maintain compliance with laws, policies, and industry best practices.


Thank You

Your generosity, whether through Roundups, gifts, or community support, helps ensure that no family faces final farewell costs alone.
We are grateful for your trust, your compassion, and your willingness to support one another in life’s most difficult moments.